Estate & Trust Lending

Minimizing your tax burden plays a key role in building and keeping wealth over the long-term. King Harbor’s trust lending services reduces taxes on inherited real estate.

A loan to a trust allows a beneficiary to utilize California’s Proposition 58, Proposition 193, and Proposition 19 to avoid a property tax reassessment. California real estate taxes are kept at a reasonable level by Proposition 13, which limits real estate tax increases to only 2% per year. Proposition 58, Proposition 193, and Preposition 19 allow for this low tax basis to continue if the property is transferred from a parent or grandparent.

King Harbor Wealth Management through its exclusive relationship with Redondo Beach’s Pacific Crest Funding is one of the few firms in California that specializes in loans to trusts and estates. We can help any beneficiary that inherits their parent’s or grandparent’s home and wants to avoid a property tax assessment. Our partners at Pacific Crest have been in the lending business for over thirty years.

OUR PROCESS

Pacific Crest Funding is a direct lender and can close trust loans in as little as 7 days. All aspects of the trust loan are handled directly to ensure rapid response. There are no minimum or maximum loan amounts.

RECENT CALIFORNIA TRUST LOANS